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Wouldn't it be great if you could just press a button (like you just have) and magically find the perfect mortgage. Here at 2000 Mortgages, we believe that however many buttons you press (maybe on our competitors sites) you are in serious danger of choosing the wrong mortgage. We strongly believe that you should receive professional independent advice before you make such an important decision. A professional adviser will take in to consideration The lender - how efficient are they? - how quickly will they deal with your application? - is their standard variable rate higher or lower than normal? - do they charge interest on a monthly, daily or annual basis ? - do they force you to take their own expensive house insurance? -will they offer you a preferential interest rate if you remain loyal to them? The mortgage deal -what are the redemption penalties? -is the mortgage portable? -what are the fees involved? -what's the true cost of the mortgage? ** YOU ** (most important) -what type of mortgage should you really have? Repayment? ISA? ... -what is the correct term for the mortgage? -are your circumstances changing in the near future? -should you protect your mortgage? ...the list goes on - the point we're making is that if you make the wrong decision - it IS going to cost you dearly.
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